Paytm offers different ways for users to make payments, and the fintech company recently added support for the Tap to Pay feature to make bank card payments using their Android smartphones. The feature works in a similar way to Samsung Pay and Google Pay, allowing users to make purchases at Point of Sale (PoS) machines via NFC. Payments can be made without having to carry a debit or credit card. This feature also works without an Internet connection, which can be useful when a smartphone does not have an adequate network connection. iPhone owners won’t be able to use the feature as NFC payments are locked to Apple Pay, which has yet to launch in India.
The NFCThe Tap to Pay-based feature can be used at retail stores, restaurants, grocery stores, and any other location that accepts NFC-enabled card payment machines. Users will have to add their bank card in Paytm application, the card is then ‘encrypted’ so that it can be used on payment machines. While using the Tap to Pay feature offers the convenience of not having to carry a bank card, another advantage is that the original card details are not shared with the merchant when making a transaction.
Here’s how to quickly set up Tap to Pay on the Paytm app:
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Update your Paytm app by visiting the Google Play store.
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Open the Paytm app, then select Click to pay.
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Light weight Add new card at the bottom, if you don’t have any tags saved.
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Enter your card details on the next screen and press Conduct card verification.
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Be sure to read and accept the card issuer’s Terms of Service.
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Enter One-time Password (OTP) to complete activation Click to pay.
Here’s how to make a Tap to Pay payment on your smartphone:
- Unlock your smartphone and make sure NFC is turned on.
- Hold your smartphone near the PoS machine, near the contactless payment logo.
- Do not remove your smartphone until the transaction is complete.
- For transactions over Rs. 5000, enter your PIN on the PoS machine.
- Check your smartphone screen for a notification that tells you a successful transaction.
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