Wells Fargo Active Cash Card Review
Unlimited 2% Cash Bonus – Cardholders earn unlimited 2% cash back on purchases, no categories to activate or earnings limits to track.
There are other cards that offer higher cashback rates across certain categories, and while they may be worth it, they require more effort. And they are also often limited and limited in the purchases they apply to. The Wells Fargo Active Cash℠ card is perfect for those who want an easy-to-use card that still delivers high rewards: you’ll earn best-in-class fixed rewards instantly on your purchases – no limits or loop to jump through.
$200 Cash Bonus Sign Up Bonus – New Wells Fargo Active Cash℠ Card holders can earn $200 in sign-up bonus just spending $1,000 on purchases in the first three months. Not only is this a very competitive sign-up bonus for a card with no annual fee, it’s also one of the things that sets this Wells Fargo credit card apart from other 2% cash back cards. I have yet to find another card with the 2% unlimited cash bonus that also has a signup bonus.
15 months APR referral offer 0% – New cardholders can enjoy 0% referral APR on both new purchases and qualified balance transfers for a full 15 months. That’s a great deal, even when compared to marketed cards with only 0% intro APR. It means this card will allow you to pay zero interest on purchases and balance transfers in 2023!
Remember that balance transfers need to be made within the first 120 days to qualify for the reduced interest rate and lower balance transfer fees.
No annual fee In many cases, a high reward rate means a high annual fee. Not with the Wells Fargo Active Cash℠ Card, which has a $0 annual fee.
Protect mobile phone – With the price of a typical cell phone running into the hundreds of dollars, it’s a good idea to have some sort of coverage. With this Wells Fargo card, you can get up to $600 in built-in mobile protection just by paying your mobile phone bill with your card. Insurance is subject to a $25 deductible.