Joint Bank Account Not Required For Spousal Pension: Government
The government has reiterated that opening a joint bank account is not required to receive a spouse’s pension.
The minister in charge of human resources, public grievances and pensions Jitendra Singh made this clear after a meeting with senior officials of the pensions department.
He said that in the event the head of the office was satisfied that it was not possible for a retired government official to open a joint account with their spouse for reasons beyond their control, the request could be is loosened.
All central government pension disbursal banks have been advised that in the case of spouses (family pension recipients) select existing joint bank account for pension credit For families, banks should not ask to open a new account, a ministry statement said.
However, a joint bank account with the spouse is desirable and this account must be opened with their spouse, who has the right to authorize the receipt of the family pension contained in the Pension Payment Order (PPO). ), the statement added.
The minister said activity in these accounts would be on a “former or survivor” or “either or a survivor” basis as desired by pensioners.
The main reason behind opening a joint bank account is to ensure that the family pension can be started without delay and that the family pensioner does not have any difficulty opening it. a new retirement bank account, the statement said.
This also ensures minimum documentation for family pensioners while submitting a claim to start receiving family pension, it said.